Whether you're seeking a lower payment with a refinance, cash out to pay bills or looking to purchase a home we have all kinds of loans! FHA,VA, Conventional, Jumbo and USDA rural housing loans.
It costs you $0 to get a free quote and only takes a few minutes. If you could pay off your home 7-10 years faster making the same or similar payment you make now would you investigate your options? Of course you would. Contact me today and let's see if we can help you pay off your home more quickly.
If we can't then you get a free credit report. You should check your credit regularly anyway so you still get something out of it!
Purchase a home with no money down using a USDA rural housing loan. Seller can provide funds to cover your closing costs. Also, if the home appraises for more than the purchase price you can roll closing costs into the loan up to 100% of the appraised value.
Home prices and rates will eventually start to creep up again. When they do you may find yourself in multiple offer situations and could have a hard time getting into a home. Lastly, the $8,000 tax credit is due to expire in April so get a movin'!
DIRECT LENDER
Since 1977
5106 Oak Park Road Suite A Raleigh NC 27612
First Priority Financial Lic #B-146523-101 Nevin's NC lic#139451
The opinions expressed in this blog are not necessarily those of First Priority Financial.
Credit restrictions apply. This is not a guarantee to lend.
*These are estimates only to draw a hypothetical example of what monthly payments might be. This is not a guarantee to lend. Certain credit restrictions apply. Equal housing opportunity lender. Rates subject to change.
It is great to see there are plenty of options available for all home buyer's I love the USDA home loan it helps buyers buy with no money down.
Nevin, I'm at 6.25%...if I refinance to a 15 year loan, what can I get down to? I owe approx. $125,000.00
Pat - USDA is a great program and under utilized.
Wanda - As of Friday Provident Funding Wholesale had the best 15 year rate: 4% was PAR (Rates for NC - UT could be slightly off) meaning you would have to pay all closing costs plus whatever the loan company charges as their fee. I would strongly recommend you look at a broker and not just a bank because a broker cannot pocket any rebate from the lender, they must credit all of it back to you.
Example 4.25% on Friday was paying a rebate of 1.625% of your loan amount which would reduce your fees by that amount. If you are a bank or simply loan your own money you do not have to disclose to the customer how much you are making so you will never know if you really got the best deal.
If the bank beats the broker with both rate and fees then fine use the bank. I don't do loans in UT but if you have questions or want me to look over paperwork to make sure you are getting a "fair" deal I'd be glad to give you my opinion.
Nevin, Thank you for that. I did mean to come back and check. If I decide to refinance, I will be asking for your expertise.