Wake Forest NC - Autumn Arts Festival October 10, 2009!!!

Wake Forest NC prides itself in it's rich artistic and cultural overtones!  The Wake Forest NC Autumn Arts Festival is just one of the many events that showcase just that!

Come join us on October 10 from 10:00am - 5:00pm for this long awaited festival each year!

Autumn Arts Festival 2009 Wake Forest NC

The Wake Forest NC Autumn Arts Festival is located in Historic Downtown Wake Forest along S. White Street.  Local and regional artists will display their work (some of it for sale).  Some of the treasures available will be jewelry, sculpture, painting, pottery, furniture, wood and much more!

Activities are planned for all ages such as a puppet show, storyteller, magician, theatrics, music and dancers.  Three stages will provide a variety of entertainment for all ages!

The weather is simply magical this time of year in Wake Forest!  This is a great opportunity to get to downtown Wake Forest NC and explore all it has to offer by way of historic buildings, specialty shops, awesome food and you might just meet a few new neighbors!

Life in Wake Forest NC is brimming with the Arts!

 

 

 

 Follow Leesa Finley on Twitter     Leesa Finley Facebook     Leesa Finley YouTube     Leesa Finley LinkedIn      Leesa Finley Yelp     Leesa Finley WordPress

Whether you are buying or selling Real Estate in Wake Forest NC it just makes sense to use a Realtor® that knows the area!  I live here, work here and play here - I call Wake Forest NC home!  For more information regarding Wake Forest NC be sure to visit my websites:

  • Leesa Finley - Homes for Sale in Wake Forest NC, Wake Forest NC schools, restaurants, shops, entertainment and MORE....
  • Circa Properties - My company website with information for the entire Raleigh NC area including Cary, Apex, Garner, Franklinton, Youngsville, Holly Springs and MORE....

 

Wake Forest NC - Mortgage rates for North Carolina and definition of a note

Mortgage Note?  Promissory Note?  What's the difference?  Check out my good friend Nevin Williams' post for the clear definitions of a Note and what it means in the real estate transaction!  

While you're at it take a peek at the latest interest rates.  Mortgage rates are fantastic at this point so why wait?  With mortgage rates this low and, if you are a first time homebuyer, add in the $8,000 Tax Credit, you are able to buy more home for your money than most any other time in recent history!

There are some beautiful homes for sale in Wake Forest NC of all price points, styles and can fit any family profile!  I would welcome the opportunity to be your advocate as a Buyer's Agent and help you find that home of your dreams in Wake Forest NC!  

And, if you need a great mortgage broker to help you get started with the pre-qualification and to help you understand the mechanics of obtaining a loan I can't recommend Nevin Williams with First Priority any more than I already do - he works wonders and is a complete joy to work with!

Enjoy the post......

 

Via Nevin Williams,FHA,USDA,VA broker NC,CA,OR,WA (First Priority Financial,broker NC,CA,OR,WA):

Below are this morning's mortgage rates for North Carolina but first I want to provide you the definition of a note and why it is so important to review it before signing your final loan documents.

 A mortgage note is a promissory note (Definition below) associated with a specific mortgage loan; it's a written promise to repay a specified sum of money plus interest at a specified rate and length of time to fulfill the promise. While the mortgage itself pledges the title to real property as security for a loan, the mortgage note states the amount of debt and the rate of interest, and makes the borrower who signs the note personally responsible for repayment.

 

 A promissory note, referred to as a note payable in accounting, or commonly, just a "note" is a contract where one party (the maker or issuer) makes an unconditional promise in writing to pay a sum of money to the other (the payee), either at a fixed or determinable future time or on demand of the payee, under specific terms. They differ from IOUs in that they contain a specific promise to pay, rather than simply acknowledging that a debt exists.)

It is critical to review your note before signing it to make sure it is accurate.  In North Carolina it is the closing attorney's responsibility to review this with the borrower(s), however mistakes can be made since the attorney was not involved in the rate lock and loan itself.  We always review the note and the HUD1 with our customers as part of our service.

Mortgage Interest Rates*
Rates as of Monday September 28, 2009:
  Conforming APR Payment per
$1,000
Jumbo APR Payment per
$1,000
30-Yr. fixed 4.625% 4.872% $5.22   Call 0.000% $0.00
15-Yr. fixed 4.25% 4.591% $7.59    for 0.000% $0.00
7-Yr. fixed ARM 4.125% 4.291% $4.85  jumbo 0.000% $0.00
5-Yr. fixed ARM 4.00% 4.164% $4.77     & 0.000% $0.00
10 Yr. fixed ARM 5.00% 5.174% $5.37   FHA 0.000% $0.00
5-Yr. Interest Only 4.125% 4.291% $3.44  Rates 0.000% $0.00
*Rates are subject to change due to market fluctuations and borrower's eligibility.
Certain credit requirements and other conditions apply. This is not a guarantee to lend. Rates based on a 12 day lock period and a minimum loan amount of 185,000. Credit determination must be made prior to approving rate. Equal opportunity lender. Nevin's NC Lic#I139451 First Priority Financial NC Lic# B-146523-101

 

                                              Choose a top agent in Wake County

                 mike                    craig                   leesa

 

 

 

                                                        Apply here

Our services include personal budgeting, financial planning, retirement planning strategies and real estate contract review.

 

Calculators, current rates, buying a home, refinancing, VA, FHA, USDA, Conventional and Jumbo loans.

We are a mortgage broker servicing Cary NC

Licensed to broker loans with over 300 lenders including Bank of America, Wells Fargo, Citimortgage, Met Life, Fifth Third Bank, Flagstar, ING,Luther Burbank, Provident, Suntrust, US Bank and many more. 

Find a home with our network of professional real estate agents interviewed and selected for their extensive knowledge and expertise! 

 

Send us an e-mail with the city and state.  nevin@nevinloans.com

You may also call us at (888) 206-5781 My extension is 1017

Nevin's NC Lic#I139451 First Priority Financial NC Lic# B-146523-101

 

 

 Follow Leesa Finley on Twitter     Leesa Finley Facebook     Leesa Finley YouTube     Leesa Finley LinkedIn      Leesa Finley Yelp     Leesa Finley WordPress

Whether you are buying or selling Real Estate in Wake Forest NC it just makes sense to use a Realtor® that knows the area!  I live here, work here and play here - I call Wake Forest NC home!  For more information regarding Wake Forest NC be sure to visit my websites:

  • Leesa Finley - Homes for Sale in Wake Forest NC, Wake Forest NC schools, restaurants, shops, entertainment and MORE....
  • Circa Properties - My company website with information for the entire Raleigh NC area including Cary, Apex, Garner, Franklinton, Youngsville, Holly Springs and MORE....

 

Wake Forest NC - Community Tag Sale October 10, 2009 - Sign Up NOW to Reserve Spot


Sign up NOW to reserve your spot!

Wake Forest NC Community Tag Sale
  

The Wake Forest NC Junior Woman's Club is hosting a Wake Forest NC Community Tag Sale!  For $15 you can get a spot at the sale (equivalent to the size of a parking space) to sell your items.  Sellers at the Community Tag Sale are responsible for all equipment sush as tables and chairs.  Set up begins at 6:00a.m. and the sale runs from 7:00a.m. until noon!  

It's Fall - clean out that attic and turn your "stuff" into CASH!  You are also permitted to sell Baked Goods, Services and Crafts!

Your $15 gets you your space and advertisement - YOU KEEP ALL PROFITS!  

Wake Forest NC Community Tag Sale:
October 10, 2009
The Factory
7am - Noon

 

 

 Follow Leesa Finley on Twitter     Leesa Finley Facebook     Leesa Finley YouTube     Leesa Finley LinkedIn      Leesa Finley Yelp     Leesa Finley WordPress

Whether you are buying or selling Real Estate in Wake Forest NC it just makes sense to use a Realtor® that knows the area!  I live here, work here and play here - I call Wake Forest NC home!  For more information regarding Wake Forest NC be sure to visit my websites:

  • Leesa Finley - Homes for Sale in Wake Forest NC, Wake Forest NC schools, restaurants, shops, entertainment and MORE....
  • Circa Properties - My company website with information for the entire Raleigh NC area including Cary, Apex, Garner, Franklinton, Youngsville, Holly Springs and MORE....

 

Wake Forest NC - Tax Credits and They're GREEN!

Green Living Tax CreditsSorry - this post isn't about the $8000 Tax Credit but if you would like to learn more about that feel free to visit this post!

This post is regarding some Tax Credits that you may be able to take advantage of next year for Living Green!  There are quite a few Tax Credits available and so many people aren't aware of them!  Here are just a few:

  • Hybrids and Alternative Power Automobiles:  Depending on the type of car you purchased you may be eligible for up to a $7500 tax credit.
  • Solar Systems:  Through 2016 the government will consider grantin a 30% tax credit if you have installed OR HAVE a Solar Panel System installed in your home!  Check that one out - you just might be eligible!
  • Energy Star Heating and Cooling Systems:  If you have upgraded your heating or cooling system this last year to an Enery Star rated system you may be eligible for a 30% tax credit.
Be sure to read the links for each specific tax credit to see if you qualify and as always......if you are unsure consult a Tax Specialist!

 Follow Leesa Finley on Twitter     Leesa Finley Facebook     Leesa Finley YouTube     Leesa Finley LinkedIn      Leesa Finley Yelp     Leesa Finley WordPress

Whether you are buying or selling Real Estate in Wake Forest NC it just makes sense to use a Realtor® that knows the area!  I live here, work here and play here - I call Wake Forest NC home!  For more information regarding Wake Forest NC be sure to visit my websites:

  • Leesa Finley - Homes for Sale in Wake Forest NC, Wake Forest NC schools, restaurants, shops, entertainment and MORE....
  • Circa Properties - My company website with information for the entire Raleigh NC area including Cary, Apex, Garner, Franklinton, Youngsville, Holly Springs and MORE....

 

Wake Forest NC - Calendar of Events September 28 - October 4, 2009

Wake Forest NC Calendar of Events Things To Do Circa Properties

Wake Forest NC never has a dull moment!  There is always something to check out whether it be a new park opening, the Farmer's Market, a special shopping event in historic downtown Wake Forest NC and Festivals!  
Those are just a FEW of the events on the upcoming weeks calendar!  

Check out next weeks calendar to see what all the buzz is about!

Life in Wake Forest NC is always filled with something exciting to do....

From the Town of Wake Forest NC website:

Firing Range Training
Monday, Sept. 28; 1 pm - 9 pm
Police Department Firing Range, behind Flaherty Park Community Center
Residents in the area are advised that the Wake Forest Police Department will conduct firing range training at the police department firing range, located behind the Flaherty Park Community Center. The firing range is utilized by Wake Forest Police officers who require instruction and practice in order to obtain current certification in the use of firearms. This certification is required in order for the officer to fulfill his duties for the Wake Forest Police Department.www.wakeforestnc.gov/residents/police_firingrange.aspx 


Vertigo, Evaluation, and Treatment Seminar
Tuesday, Sept. 29; 10:15 am
Northern Wake Senior Center, 235 E. Holding Ave., Wake Forest

Resources for Seniors, an organization that serves senior and disabled adults in Wake County is hosting a workshop about vertigo. Lead by Allied Rehab, the workshop will be held on September 29.


Firing Range Training
Tuesday, Sept. 29; 1 pm - 9 pm
Police Department Firing Range, behind Flaherty Park Community Center
Residents in the area are advised that the Wake Forest Police Department will conduct firing range training at the police department firing range, located behind the Flaherty Park Community Center. The firing range is utilized by Wake Forest Police officers who require instruction and practice in order to obtain current certification in the use of firearms. This certification is required in order for the officer to fulfill his duties for the Wake Forest Police Department.www.wakeforestnc.gov/residents/police_firingrange.aspx

Wake Forest Woman's Club Meeting
Thursday, Oct. 1; 6:30 pm - 8 pm
Wake Forest Community House, 133 W. Owen Ave

Refreshments will be served and guests are welcome. For more information, call membership chair Quinn Berardinelli at (919) 761-1646.

Wake Forest Farmers' Market 
Saturday, Oct. 3; 8 am - Noon 
Downtown Wake Forest - Municipal Parking Lot 
The market offers fresh produce, pasture-raised beef, poultry and pork, free-range eggs, fresh and dried herbs, honey, jams and preserves, plus a whole lot more. The Farmers' Market is open from 8 am to noon every Saturday April through November. www.wakeforestmarket.org 


Chili Tasting at the Wake Forest Farmers' Market 
Saturday, Oct. 3; 10 am - Noon 
Downtown Wake Forest - Municipal Parking Lot 
Visitor's to the Farmers' Market can taste several different chilies and some food made from products available at the Market prepared by vendors and others. Taste all of the chili you want for a $5 donation to the Tri Area Ministries Food Bank. You will also get a free market shopping bag with your donation!


Wilton Elementary Fall Festival and Marketplace
Saturday, Oct. 3; 10 am - 2 pm
Wilton Elementary School, 
Route 96, Franklinton 

Located just 20 minutes north of Wake Forest, Wilton Elementary School is hosting a Fall Festival and Marketplace. Start your holiday shopping early and support a local school at the same time! The event is free and open to the public.


Grand Opening of E. Carroll Joyner Park featuring The Swang Brothers
Sunday, Oct. 4; 2 pm - 5 pm
E. Carroll Joyner Park, 701 Harris Rd., Wake Forest
 

The official grand opening of E. Carroll Joyner Park is Sunday, Oct. 4 at 2 pm. A concert will follow featuring The Swang Brothers at 3 pm. The beautiful park covers 117 acres and features a 1,000-lawn seat amphitheatre and three miles of walking trails.

 Follow Leesa Finley on Twitter     Leesa Finley Facebook     Leesa Finley YouTube     Leesa Finley LinkedIn      Leesa Finley Yelp     Leesa Finley WordPress

Whether you are buying or selling Real Estate in Wake Forest NC it just makes sense to use a Realtor® that knows the area!  I live here, work here and play here - I call Wake Forest NC home!  For more information regarding Wake Forest NC be sure to visit my websites:

  • Leesa Finley - Homes for Sale in Wake Forest NC, Wake Forest NC schools, restaurants, shops, entertainment and MORE....
  • Circa Properties - My company website with information for the entire Raleigh NC area including Cary, Apex, Garner, Franklinton, Youngsville, Holly Springs and MORE....

 

Quick Tip To Share - Remedy for a Slow Drain AND IT'S GREEN!

Green TipIt's been a while since I have posted any Green Tips and I have run across quite a few lately!  Here is one that I just tried out today and it worked beautifully in the kitchen!  I hope that you give it a try and have as much success as I did!

Recipe for Slow Drainer Cleaner

1/2 c. baking soda

2 c BOILING water

1/2 c vinegar

Pour the 1/2 c baking soda down the problem drain. Immediately follow that with the 2 c of boiling water and then pour the vinegar down the drain last.  Be sure to cover the drain tightly!  The mixture will start to fizz and will loosen all the grime and gunk in the drain.  I let my drain covered for 30 minutes and then flushed the drain with another 2 c of boiling water.

Worked beautifully for me and I hope you give it a try the next time you have a slow drain!

 

 

 Follow Leesa Finley on Twitter     Leesa Finley Facebook     Leesa Finley YouTube     Leesa Finley LinkedIn      Leesa Finley Yelp     Leesa Finley WordPress

Whether you are buying or selling Real Estate in Wake Forest NC it just makes sense to use a Realtor® that knows the area!  I live here, work here and play here - I call Wake Forest NC home!  For more information regarding Wake Forest NC be sure to visit my websites:

  • Leesa Finley - Homes for Sale in Wake Forest NC, Wake Forest NC schools, restaurants, shops, entertainment and MORE....
  • Circa Properties - My company website with information for the entire Raleigh NC area including Cary, Apex, Garner, Franklinton, Youngsville, Holly Springs and MORE....

 

103 Glenn Street, Franklinton NC - NEW PRICE $59,900! Wonderful Bungalow Home!

This incredible home has just had a price adjustment to an incredible new price of 

$59,900.00!!!

This 2 bedroom and 1 bath bungalow home is in fantastic condition and has formal living room, dining room, roomy kitchen, laundry room/pantry, great enclosed (heated and cooled) rear porch and awesome front porch.

103 Glenn Street in Franklinton NC is within walking distance to downtown Franklinton banks, schools, restaurants and more!

Come take a look at all 103 Glenn Street has to offer - this price us just unbelievable!

 


 Follow Leesa Finley on Twitter     Leesa Finley Facebook     Leesa Finley YouTube     Leesa Finley LinkedIn      Leesa Finley Yelp     Leesa Finley WordPress

Whether you are buying or selling Real Estate in Wake Forest NC it just makes sense to use a Realtor® that knows the area!  I live here, work here and play here - I call Wake Forest NC home!  For more information regarding Wake Forest NC be sure to visit my websites:

  • Leesa Finley - Homes for Sale in Wake Forest NC, Wake Forest NC schools, restaurants, shops, entertainment and MORE....
  • Circa Properties - My company website with information for the entire Raleigh NC area including Cary, Apex, Garner, Franklinton, Youngsville, Holly Springs and MORE....

 

MyBlogLog Verification

Undergoing MyBlogLog Verification

 Follow Leesa Finley on Twitter     Leesa Finley Facebook     Leesa Finley YouTube     Leesa Finley LinkedIn      Leesa Finley Yelp     Leesa Finley WordPress

Whether you are buying or selling Real Estate in Wake Forest NC it just makes sense to use a Realtor® that knows the area!  I live here, work here and play here - I call Wake Forest NC home!  For more information regarding Wake Forest NC be sure to visit my websites:

  • Leesa Finley - Homes for Sale in Wake Forest NC, Wake Forest NC schools, restaurants, shops, entertainment and MORE....
  • Circa Properties - My company website with information for the entire Raleigh NC area including Cary, Apex, Garner, Franklinton, Youngsville, Holly Springs and MORE....

 

Wake Forest NC - August 2009 Statistics - Listings by Price Point

The following graph breaks down the number of ACTIVE listings on the market in Wake Forest NC for August 2009.  The price points are broken down and as you can see Wake Forest NC has a healthly selection of homes in the Price Point of $200,000 - $300,000! 

This price range is the most popular in this area for first time home buyers which is great news!  Take advantage of the $8,000 Tax Credit that is only available for a short time longer!

For information on any homes for sale in the Wake Forest NC area don't hesitate to give me a call!  I am your Wake Forest NC Real Estate Agent!

Life in Wake Forest NC just doesn't get any better!

August 2009 Wake Forest NC Market Report

 

 Follow Leesa Finley on Twitter     Leesa Finley Facebook     Leesa Finley YouTube     Leesa Finley LinkedIn      Leesa Finley Yelp     Leesa Finley WordPress

Whether you are buying or selling Real Estate in Wake Forest NC it just makes sense to use a Realtor® that knows the area!  I live here, work here and play here - I call Wake Forest NC home!  For more information regarding Wake Forest NC be sure to visit my websites:

  • Leesa Finley - Homes for Sale in Wake Forest NC, Wake Forest NC schools, restaurants, shops, entertainment and MORE....
  • Circa Properties - My company website with information for the entire Raleigh NC area including Cary, Apex, Garner, Franklinton, Youngsville, Holly Springs and MORE....

 

2111 Troys Trail, Franklinton, NC - Need A Little Room To Breathe?

This amazing home offers all the comforts that you need and want!  2111 Troys Trail is located in Franklinton NC which offers an easy commute to Raleigh NC or the RTP NC area!  Wake Forest NC is just a few minutes away as well! 

Take a peek at just a few of the pictures of 2111 Troys Trail and then be sure to visit the website for all of the particulars! 

 

 Follow Leesa Finley on Twitter     Leesa Finley Facebook     Leesa Finley YouTube     Leesa Finley LinkedIn      Leesa Finley Yelp     Leesa Finley WordPress

Whether you are buying or selling Real Estate in Wake Forest NC it just makes sense to use a Realtor® that knows the area!  I live here, work here and play here - I call Wake Forest NC home!  For more information regarding Wake Forest NC be sure to visit my websites:

  • Leesa Finley - Homes for Sale in Wake Forest NC, Wake Forest NC schools, restaurants, shops, entertainment and MORE....
  • Circa Properties - My company website with information for the entire Raleigh NC area including Cary, Apex, Garner, Franklinton, Youngsville, Holly Springs and MORE....